Coming soon – The Earn SDK is in development. Documentation and API may change.

What is SatsTerminal Earn?

Earn yield on USDC, USDT, wBTC, cbBTC, or BTC across supported protocols.
Same auth as Borrow – API key + Bitcoin wallet signature; smart accounts derived from your BTC wallet.
Protocols: Morpho, Steakhouse, Arcadia, HYSP (Everstake).
Chains: Ethereum, Base, Arbitrum, Polygon, Optimism, BNB Chain, Bitcoin, and more.

Key features

Capability	Details
Multi-protocol	Morpho, Steakhouse, Arcadia, HYSP
Gasless UX	Sponsored transactions via smart account
BTC deposits	Bridge BTC via Garden; receive yield in USDC or wrapped BTC
Same session flow	Reuse Borrow SDK session if you use both

How it works

Setup – sign with your Bitcoin wallet; SDK derives smart account and authorizes session.
Deposit – choose a pool, amount, and token; workflow handles bridge/swap if needed.
Withdraw – request withdrawal; choose instant or standard (3-day) for some protocols.

Next steps

Quickstart – get a deposit running in minutes
API Reference – methods and types